Suffered a spinal cord injury and facing crushing medical bills while your case moves through the courts? You may be considering a personal injury lawsuit loan, but Pegasus Legal Capital has a different solution.
We offer non-recourse cash advances for people with strong cases, and many spinal cord injury cases will qualify. With a cash advance, you only pay us back if you win your case. If your case doesn’t succeed, you keep the money and owe us nothing at all.
We’ve been helping spinal cord injury victims rebuild their lives for over 15 years. Let us show you why we consider our method of funding to be better than getting a spinal cord injury lawsuit loan, and how you can see if your case qualifies for pre-settlement funding.
The Devastating Financial Impact of Spinal Cord Injuries
Spinal cord injuries are among the most expensive injuries a person can suffer. The immediate medical costs alone can reach hundreds of thousands of dollars, and lifetime care costs often exceed several million dollars.
Long-term care includes extensive rehabilitation, physical therapy, occupational therapy, and adaptive equipment. Many spinal cord injury victims need home modifications, specialized vehicles, and ongoing personal care assistance for the rest of their lives.
Because these cases are so expensive, insurers may try to delay them to put financial pressure on victims to settle early. However, with pre-settlement funding from us, you can afford to keep getting care and give your lawyer more time to prove the full value of your case.
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Spinal Cord Injury Lawsuit Loans vs. Non-recourse Cash Advances
Here’s why we think non-recourse cash advances are better than getting a lawsuit loan for a spinal cord injury lawsuit. First, you don’t need a credit check, employment check, or good income. Your case’s value and strength tell us how much you can receive.
Second, you only have to pay us back if you win. It’s just like the contingency fee agreement you have with your lawyer. Your lawyer will get the settlement, pay themselves and us back, and then pass the rest on to you.
Finally, if you lose your case, then we forfeit the money we already paid you. “Non-recourse” means we can only get paid back through what you win from your case. This makes our option much safer than a traditional loan.
How Much Could I Receive?
Spinal cord injury cases often involve the highest damage amounts in personal injury law. Our underwriters are experienced in evaluating these complex cases and can provide advances up to $6 million for qualifying cases.
Once we have analyzed your case and approved your request, the money can arrive in your account as quickly as within 24-48 hours. Use the money for whatever you need most to help you and your family cover your bills and expenses.
Understanding Different Types of Spinal Cord Injuries
Spinal cord injuries vary greatly in severity and impact, which affects both your medical needs and your case value. Understanding the following differences helps explain why funding amounts can vary so much between cases:
- Complete injuries mean no feeling or movement below the injury site. These result in the highest medical costs and typically the largest case values because they require lifetime care and assistance.
- Incomplete injuries allow some feeling or movement below the injury site. While still serious, these injuries may have better recovery potential and different long-term care needs.
- Paraplegia affects the lower body and legs. Victims typically retain use of their arms and hands but need wheelchairs for mobility and may require assistance with daily activities.
- Quadriplegia affects all four limbs and often requires extensive daily care assistance. These cases typically involve the highest medical costs and largest settlements because of the extensive lifetime care needs.
The location of the spinal cord injury also matters greatly. Higher injuries (closer to the neck) typically cause more severe disabilities and require more extensive care throughout your lifetime.
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Common Causes of Spinal Cord Injuries We Fund
Spinal cord injuries can happen in many types of accidents, and we fund cases involving all these causes:
- Car and truck accidents are the leading cause of spinal cord injuries. High-speed crashes, rollovers, and collisions with large vehicles can cause devastating spinal damage.
- Falls from heights often cause spinal cord injuries, especially in construction accidents, workplace incidents, or slip and fall cases where people land on their backs.
- Sports and recreational accidents can cause spinal injuries, particularly in activities like diving, football, gymnastics, or motorcycle riding.
- Violence and assault cases sometimes result in spinal cord injuries from gunshots, stabbings, or severe physical attacks.
- Medical malpractice can cause spinal injuries during surgeries.
Your pre-settlement funding consultation is free — contact us today!
The Importance of Maximum Medical Improvement
Spinal cord injury cases often can’t be settled until doctors determine you’ve reached “maximum medical improvement,” the point where your condition has stabilized and further recovery is unlikely. This waiting period can take months or even years after your initial injury.
Insurance companies prefer to wait for maximum medical improvement because it gives them a clearer picture of your total damages. However, this waiting period can create severe financial hardship for victims and their families.
Our funding bridges this gap, providing money for living expenses and ongoing medical care while you wait for your condition to stabilize and your case to be resolved.
Benefits Specific to Spinal Cord Injury Cases
The funding we provide comes with advantages that are especially important for spinal cord injury victims, including:
- No payback required if your case doesn’t win
- Funding amounts up to $6 million for qualifying cases
- Money available for medical care, equipment, and home modifications
- Freedom to reject inadequate settlement offers and wait for fair compensation
- Quick approval process within 24-48 hours
- Understanding of the complicated medical and legal issues in spinal cord injury cases
About Pegasus Legal Capital
Since 2008, we’ve provided over $500 million to injury victims nationwide, including many spinal cord injury victims and their families. We understand the unique challenges these cases present and the massive financial pressures victims face.
We are a member of the American Legal Finance Association (ALFA), which means we adhere to strict ethical standards in our treatment of clients. We’ve helped over 15,000 people get through difficult legal battles.
Contact Pegasus Legal Capital today for a free review of your spinal cord injury case. Our team understands the nuances of these cases and can provide substantial financial support.
ee what sets our non-recourse cash advances apart from lawsuit loans for spinal cord injuries.
Your pre-settlement funding consultation is free — contact us today!