Currently, North Dakota does not permit our form of pre-settlement funding. Check back at this page to see if this has changed, or call us to get the latest information about pre-settlement funding in this state.
Once legislation passes, Pegasus Legal Capital can provide North Dakota personal injury pre-settlement funding based on your case strength, not your credit history. Bills don‘t wait—and neither should you. Even if traditional lenders say no, we say yes.
We evaluate what matters—your construction accident claim’s merit and expected settlement value, not your financial history. If you have a lawyer working on your case, contact us to learn your options for pre-settlement funding for North Dakota construction accidents.
Why Credit Doesn’t Matter for Funding Eligibility
Traditional lending revolves around creditworthiness. Banks examine your FICO score, payment history, credit utilization, account age, and recent credit inquiries. A score below 650 means denial or exorbitant interest rates. A score below 580 means you can’t access mainstream lending at all.
Pre-settlement funding is different. We’re not lending you money that you promise to repay from future income. We’re purchasing a share of your pending settlement proceeds. Your North Dakota pre-settlement funding eligibility depends entirely on your case’s expected outcome, not your personal credit profile.
Here’s why credit doesn’t matter to us:
Different Repayment Source
Traditional lenders rely on your future income to repay loans. Your employment, credit history, and debt levels all predict whether you can make monthly payments. Pre-settlement funders rely on your settlement proceeds only.
Your employment and credit are irrelevant—we only care whether your case will produce a settlement large enough to repay our advance plus our fee.
Different Risks
Banks assess your risk of default based on past financial behavior. Late payments, collections, bankruptcies, and high debt signal risk. Pre-settlement funders assess case risk based on the evidence, injury severity, defendant’s insurance coverage, and expected settlement value.
No Monthly Payments
Traditional loans require monthly payments starting immediately. Your current income must support these payments. Pre-settlement funding requires zero monthly payments. You need no income at all—repayment happens once, when your case settles.
Non-Recourse Structure
Traditional lenders pursue you personally if you don’t repay. Your credit matters because they’ll need it to collect. Pre-settlement funders can’t pursue you personally—we only collect from your settlement. If your case produces no settlement, we collect nothing. Your credit is irrelevant because we have no recourse against you.
We evaluate one thing: Will your North Dakota construction accident case produce a settlement large enough? If yes, you qualify for funding. Your personal financial history plays no role in that evaluation.
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What Actually Determines Funding Eligibility and Amount
Clear liability cases—defective scaffolding, inadequate fall protection, unsafe equipment, code violations—qualify easily. Your case needs strong evidence that the defendant’s actions or omissions caused your injury.
More serious injuries generally mean larger settlements. Broken bones, traumatic brain injuries, spinal cord damage, amputations, severe burns, and permanent disabilities command substantial compensation. Minor injuries with full recovery settle for less. Lower settlement values limit how much pre-settlement funding we can lend.
Defendants must have insurance or assets to pay settlements. A construction company with $2 million in liability coverage supports larger settlements than an uninsured subcontractor. We evaluate available coverage when determining funding amounts.
You Also Need an Attorney
You must have an attorney handling your case. We verify case details and ask them for a professional assessment of your settlement prospects. Strong attorney representation improves case outcomes and funding eligibility.
Also, cases at different litigation stages present different risk levels. Filed lawsuits with discovery underway qualify easily. Pre-filing investigations require stronger liability evidence.
Cases near settlement with concrete offers qualify for larger amounts of North Dakota construction accident pre-settlement funding.
About Pegasus Legal Capital
Pegasus Legal Capital has provided credit-independent, employment-status-blind pre-settlement funding since 2007. We’ve advanced over $500 million across 30,000 funding transactions, helping 15,000+ clients who traditional lenders rejected due to credit or employment issues.
We’re direct funders, not brokers, which means no middleman reducing your funding amount. We’re also members of the American Legal Finance Association (ALFA), committed to ethical practices and transparent communication.
Our accessible funding includes:
- No credit checks required—your FICO score is irrelevant to approval
- No employment verification—unemployment due to injury doesn’t disqualify you
- No income documentation—we don’t need pay stubs, tax returns, or W-2s
- No collateral required—we don’t take liens on vehicles, homes, or other assets
- No monthly payments—zero payments until settlement arrives
- 100% non-recourse—you only repay if you win your case
- $500 to $6 million available—based on case value, not personal finances
We fund cases involving falls from heights, scaffolding collapses, equipment failures, electrocution injuries, struck-by accidents, caught-between incidents, and all other construction site injuries. Our bilingual staff serves both English and Spanish-speaking clients who need immediate financial support during litigation.
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Get Your North Dakota Construction Accident Pre-Settlement Funding Today
Stop letting credit problems or unemployment block your access to funding. Apply online today for pre–settlement funding. We’ll evaluate your North Dakota construction accident case based on legal merit only—no credit checks, no employment verification, no income documentation required.
You’ll receive a funding decision within 4-6 hours after we speak with your attorney. Cash arrives in your account within 24-48 hours of approval. You make zero monthly payments. You only repay if you win—if your case doesn’t succeed, you owe nothing regardless of your credit or employment situation.
Don’t let bad credit or injury-caused unemployment force you into unfair settlements. Contact Pegasus Legal Capital today and discover how accessible pre-settlement funding for North Dakota construction accidents can provide you with financial relief.
Your pre-settlement funding consultation is free — contact us today!