Losing a loved one can turn your life upside down. While you’re grieving, bills do not stop, and a lawsuit may take months or years. New Mexico wrongful death pre-settlement funding gives you breathing room so you can focus on your family while the case moves forward.
In this guide, Pegasus Legal Capital explains how New Mexico personal injury pre-settlement funding works in New Mexico, who can apply, what the money can be used for, and what to expect with costs and timelines. We also outline state laws that can affect wrongful death claims and settlement timing, and how our team approaches funding requests with speed and clarity.
How New Mexico Wrongful Death Pre-Settlement Funding Works
New Mexico pre-settlement funding is a non-recourse cash advance tied to your wrongful death claim. You receive money now based on the estimated value of your future settlement. Repayment happens only from the case proceeds if your claim resolves successfully. If the case does not recover, you owe nothing back to us.
This is not a traditional loan. There are no monthly payments, no credit checks, and no employment requirements. We review the legal merits of the wrongful death case, not your personal credit profile. The advance can help you stay current on living expenses and case-related needs while your attorney builds the strongest claim possible.
Our role is straightforward: we evaluate the claim with your attorney’s cooperation, make an offer if the case qualifies, and fund quickly after documents are signed. You and your attorney decide how much to request based on immediate needs and the expected value of the case.
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Who Can Apply For Wrongful Death Funding in New Mexico?
Wrongful death claims in New Mexico are typically brought by the court-appointed personal representative on behalf of the statutory beneficiaries. Since the personal representative acts for the estate and family, that person usually serves as the applicant for funding.
Your attorney’s involvement is central to the process. We will request basic case documentation, liability details, and insurance information. We do not ask you for personal financial records. The focus is on the strength and posture of the legal claim and the anticipated path to resolution.
Using Funding To Stabilize Your Family After a Loss
When a household loses a wage earner, everyday costs can escalate quickly. Funeral and burial expenses arrive early, and income gaps can stretch for months. Wrongful death pre-settlement funding in New Mexico can help you manage near-term obligations while the claim develops. Common uses include:
- Funeral and burial expenses
- Rent or mortgage payments
- Utilities and transportation
- Groceries and household needs
- Counseling and support services
- Medical balances linked to the incident
You choose how to use the funds. Our only requirement is that the case remains active with an attorney. We stay out of litigation decisions and do not influence settlement strategy. Your legal team leads the case; we simply provide financial support tied to the pending outcome.
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New Mexico Laws That Can Affect Wrongful Death Claims and Payout Timing
New Mexico’s wrongful death act sets out who brings the claim and how proceeds are distributed among beneficiaries. Typically, the personal representative files on behalf of the estate, and proceeds are allocated under the statute. Your attorney can explain how distribution works for your family.
Time limits matter. In many wrongful death cases, New Mexico’s filing deadline is three years from the date of death. Claims against government entities may involve shorter timelines and notice rules. Medical malpractice wrongful death claims can involve separate rules and damages caps that change over time.
New Mexico follows a pure comparative fault system. If liability is shared, damages can be reduced by the percentage of fault. Punitive damages may be available in certain cases where conduct was especially harmful. All of these factors influence case value and settlement timing, which in turn affect funding eligibility and the amount offered.
Your pre-settlement funding consultation is free — contact us today!
Our Funding Process: Fast, Transparent, and Non-Recourse
You can expect a simple, attorney-led process. We focus on speed, clarity, and minimal paperwork. Most approvals occur within 24 to 48 business hours after we receive case materials from your attorney. Here’s how it works:
- You submit a short application online, and we contact your attorney.
- We review liability, damages, insurance, and case posture.
- If approved, we will present a written offer with clear terms.
- You and your attorney review and sign the agreement.
- We wire the New Mexico wrongful death pre-settlement funding promptly after final signatures.
- Repayment comes only from settlement or verdict proceeds.
Costs, Fees, and Responsible Borrowing For Families
Funding costs reflect the risk we take by tying repayment to the outcome of the case. Rates and fees vary by claim type, case posture, and expected timeline. We disclose all terms in writing, without hidden charges. You and your attorney choose how much to accept.
Borrow only what you need for short-term stability. Taking a reasonable amount helps keep costs lower over the life of the case. If your situation changes, talk with your attorney about whether a smaller or staged advance fits better. We can often fund in tranches as the case progresses.
There are no monthly payments. If the case resolves, repayment is made directly from the settlement by your attorney’s trust account. If the case does not recover, you owe nothing back. That is the core of non-recourse funding.
Get Answers and Apply For New Mexico Wrongful Death Funding Today
If you are pursuing a wrongful death claim in New Mexico and need short-term financial support, Pegasus Legal Capital can help you review funding options. Start with a brief application, and we’ll speak with your attorney to evaluate the claim and provide a prompt decision. There is no obligation to accept an offer.
Reach out to us to ask questions or begin your request. We’re ready to coordinate with your legal team and move quickly, so you can access the funds you need while your case progresses.
Your pre-settlement funding consultation is free — contact us today!