Bad credit? Doesn’t matter. Unemployed because of your workplace injury? Doesn’t matter. Bankruptcy in your recent past? Doesn’t matter. Pre-settlement funding for Washington workplace injuries isn’t based on your credit history, employment status, or financial profile.
At Pegasus Legal Capital, we provide Washington personal injury pre-settlement funding based on your case’s merit, not your creditworthiness. Bills don‘t wait—and neither should you. With more than $500-plus million in funding deposited to over 15,000 people, we’ve helped many injured workers access funding when traditional financial institutions deny it.
Why Credit Doesn’t Matter for Funding Eligibility
Traditional lenders check credit scores because they’re lending money you must pay back from your personal income and assets. Your credit history predicts your likelihood of making monthly payments on time.
For workers recovering from injuries that eliminated their income, this model automatically disqualifies most applicants regardless of case merit.
With a non-recourse cash advance from us, we’re not lending money against your personal creditworthiness. We’re advancing funds against your workplace injury claim’s expected settlement value. Your credit score doesn’t predict whether your case will succeed—liability evidence, injury documentation, and insurance coverage predict that.
Our Washington pre-settlement funding decisions focus on case strength factors entirely unrelated to your credit profile. We look at things like:
- Did your employer’s negligence cause your injury?
- Do medical records document significant harm and recovery time?
- Does insurance coverage exist to pay a settlement?
- Do you have a lawyer working on your case?
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Employment Status Isn’t Necessary Funding
Traditional lenders demand employment verification because they need confidence that you’ll have income to make loan payments. We don’t need that confidence because we’re not requiring monthly payments from your personal income. Also, most Washington workplace injury victims face employment disruption.
You might be:
- Completely unable to work due to injury severity and ongoing recovery needs
- Working reduced hours with physical limitations preventing full-time employment
- Employed in a different capacity and earning less than your pre-injury wages
- Unemployed and seeking accommodation due to permanent work restrictions
Each scenario is completely acceptable for pre-settlement funding because your employment status doesn’t affect whether you can get funding. Your injury’s impact on employment often strengthens your damages claim, supporting higher settlement values that make funding more feasible, not less.
The irony of traditional lending requirements becomes obvious in workplace injury cases. You need funding precisely because your injury eliminated your employment and income. Traditional lenders deny applications due to a lack of employment, the exact situation that creates your need for money.
What Actually Determines Funding Eligibility
If credit and employment don’t matter, what does? Pre-settlement funding eligibility depends on factors that predict case outcomes and settlement values. We evaluate whether your workplace injury case is likely to result in compensation sufficient to repay the advance plus fees.
Key eligibility factors for Washington workplace injury pre-settlement funding include:
- Liability strength: Clear evidence showing employer negligence, third-party fault, or workers’ compensation coverage
- Injury documentation: Medical records establishing injury severity, treatment needs, and impact on your life
- Insurance coverage: Available compensation sources, including workers’ comp, liability policies, or employer assets
- Legal representation: Attorney involvement confirming case merit and providing settlement expectations
- Case stage: Progress through workers’ compensation proceedings or civil litigation
Documented injuries demonstrate damages justifying substantial settlements. Serious injuries like traumatic brain injuries, spinal cord damage, severe burns, amputations, or chronic conditions requiring ongoing treatment support higher settlement expectations. Higher expected settlements enable larger funding amounts.
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About Pegasus Legal Capital
Pegasus Legal Capital has funded over $500 million to more than 15,000 clients since 2007. As a direct lender and member of the American Legal Finance Association (ALFA), we maintain ethical standards while delivering accessible service that removes traditional lending’s discriminatory barriers.
The completely non-recourse nature of our funding eliminates your financial risk regardless of your credit or employment status. You owe nothing if your workplace injury case doesn’t succeed. We share your litigation risk because we believe in pursuing fair compensation for all injured workers, not just those with pristine credit profiles.
As a direct funder, we control the entire process without third-party gatekeepers who might impose traditional lending criteria. Your application reaches our decision-makers immediately, and approved funds come directly from our capital. We serve Washington clients statewide with bilingual support available 24/7, ensuring language barriers don’t prevent funding access.
Your pre-settlement funding consultation is free — contact us today!
Get Your Washington Workplace Injury Pre-Settlement Funding Today
Bad credit shouldn’t prevent access to funding when you’re pursuing legitimate compensation for workplace injuries. Employment disruption caused by your injury shouldn’t disqualify you from financial relief during case proceedings.
Washington injured workers deserve funding options that evaluate case merit, not personal financial history. Pegasus Legal Capital provides funding based on your case strength, not your credit score.
Your workplace injury has already eliminated your income—don’t let damaged credit eliminate your funding options too. See if your case qualifies for workplace injury pre-settlement funding in Washington by calling our case evaluators.
Your pre-settlement funding consultation is free — contact us today!