After a car accident in San Diego, your injuries may prevent you from working, medical bills keep arriving, and your case could take months or years to resolve. Our San Diego car accident pre-settlement funding offers a solution to your financial crisis.
At Pegasus Legal Capital, we understand that bills don’t wait — and neither should you. Our San Diego personal injury pre-settlement funding helps California accident victims bridge the financial gap between injury and settlement.
We provide non-recourse cash advances that carry no personal liability. You only repay us if you win your case. With approval decisions in four to six hours and funding within 24 to 48 hours, we help you maintain stability while your attorney fights for maximum compensation.
Pre-Settlement Funding vs Traditional Loans
Traditional loans create personal debt that you must repay regardless of circumstances. Banks and credit card companies require repayment even if you lose your job, face medical emergencies, or experience financial hardship. If you default on a loan, creditors can pursue collection actions, damage your credit, and even seek wage garnishment.
Our form of San Diego pre-settlement funding works completely differently because it carries no personal liability. Pre-settlement funding is non-recourse, meaning you have zero personal obligation to repay. Repayment comes only from your settlement proceeds and only if you win your case.
If your case is unsuccessful, you keep the advance and owe nothing. No creditor will pursue you, no collection agencies will call, and your credit remains unaffected. This fundamental difference eliminates the financial risk that comes with traditional borrowing.
Easier Approval
Approval processes differ dramatically as well. Traditional lenders examine your credit score, employment status, income level, and debt-to-income ratio. Poor credit or unemployment often means denial.
Pre-settlement funding approval depends entirely on your case’s merit. We evaluate liability evidence, injury severity, and expected settlement value. Your credit score, employment status, and financial history are irrelevant. Even if you’re unemployed with poor credit, you can qualify if you have a strong car accident case.
Interest rates and fees also work differently. Traditional loans charge interest that accrues over time, with monthly payments required. Pre-settlement funding charges a fee on the advance amount, with no monthly payments.
You make no payments during your case, and the total amount owed is deducted from your settlement when your case resolves.
Schedule your free consultation today with a car accident lawyer serving San Diego, 855-386-3968
Documents Needed for San Diego Car Accident Pre-Settlement Funding Applications
Applying for San Diego car accident pre-settlement funding requires minimal documentation compared to traditional loan applications. At Pegasus Legal Capital, we’ve streamlined our requirements to make the process as simple as possible while still ensuring we can properly evaluate your case.
You’ll need your attorney’s contact information, as we work directly with your lawyer to obtain case details. Your attorney provides most of the information we need, including accident reports, liability analysis, medical records, treatment summaries, and settlement value assessments.
For your part, you simply need to provide basic personal information, including your name, address, phone number, and email, along with your attorney’s contact information. You do not need to provide:
- Social security number
- Credit reports or credit scores
- Tax returns or income documentation
- Bank statements or financial records
- Employment verification or pay stubs
- Personal references
This minimal documentation requirement is possible because we’re not lending you money based on your ability to repay. We’re advancing funds based on your case’s expected settlement value. Your attorney’s assessment and the strength of your legal claim determine approval, not your personal finances.
Work With Our San Diego Car Accident Lawyers 855-386-3968
About Pegasus Legal Capital
Since 2008, Pegasus Legal Capital has provided over $500 million in pre-settlement funding to more than 15,000 clients across the country. We founded our company on a simple mission: help accident victims pursue fair compensation without succumbing to financial pressure that benefits insurance companies.
We offer funding from $500 to $6 million based on your case’s expected value and your financial needs. We serve San Diego and communities throughout California, as well as clients nationwide.
Our commitment to speed sets us apart. We provide case decisions within 4-6 hours of receiving complete information from your attorney. Once approved, you receive funding within 24 to 48 hours via direct deposit or wire transfer.
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Access the Financial Support You Need Today
Don’t let insurance company pressure tactics force you into accepting inadequate compensation. San Diego car accident pre-settlement funding from Pegasus Legal Capital gives you the financial strength to pursue the settlement you deserve.
Apply online now for a free case evaluation with no obligation. Get a decision in hours and cash within 24 to 48 hours if approved. You only pay us back if you win.
Your pre-settlement funding consultation is free — contact us today!