How to File a Lawsuit Even if You Have No Money

Many people assume that filing a lawsuit requires a lot of money. With attorney fees, court costs, and the stress of being out of work or in recovery, it’s easy to feel like legal action is out of reach. But the truth is, you don’t need savings or a credit card to hold someone accountable in court.

If you’ve been injured and someone else is responsible, you may be able to file a lawsuit without paying anything up front with a lawyer who works on a contingency fee basis and personal injury legal funding.

Understanding how legal fees work and what support is available can help you take the next step—even when money is tight.

We Help You Start Even When Finances Are Tight

At Pegasus Legal Capital, we talk to people every day who are unsure whether they can afford to take legal action. Many are recovering from serious injuries, out of work, or juggling family responsibilities—and they need to know that support is available.

We work with individuals who have strong legal cases but limited financial options. If you’re thinking about filing a personal injury claim, we want you to know that it’s possible to move forward, even if you have no money to start with.

Contingency Fees Make Legal Help Accessible

Most personal injury attorneys work on a contingency fee basis. This means they don’t charge upfront. Instead, they receive a percentage of the final settlement or award if your case is successful. If your case does not win or settle, you typically owe them nothing.

This arrangement opens the door for people who otherwise couldn’t afford a lawyer. And because attorneys only get paid when you do, they’re motivated to work hard for the best possible outcome.

Understand the Other Costs You May Face

Even with a contingency fee agreement, lawsuits often involve out-of-pocket costs that can be hard to cover on your own. These can include:

  • Filing fees: Courts usually charge to open a case or submit legal documents.
  • Medical records: Providers may charge to release medical documentation.
  • Expert evaluations: Some cases require professional analysis or testimony.
  • Deposition or trial costs: There may be costs for witnesses, transcripts, or court appearances.
  • Transportation and lost income: Attending appointments or hearings can cause financial strain.

Some attorneys may cover these costs temporarily and collect them later from your settlement, but others may expect you to pay along the way. Be sure to ask how expenses are handled before you move forward.

How Pegasus Legal Capital Can Help

If you’re struggling to manage bills during your case, we can help. At Pegasus Legal Capital, we offer nonrecourse presettlement funding to individuals involved in personal injury lawsuits. That means we provide a cash advance based on the expected outcome of your case, and you only pay us back if your case concludes successfully.

You can use the funds for rent, groceries, medical treatment, transportation, or any other expense. Our goal is to give you financial breathing room so you can focus on your recovery and your legal team can focus on winning your case.

Pre-settlement funding is not like a loan. There are no monthly payments, no credit checks, and no income requirements. We work directly with your attorney to evaluate your case and deliver funding quickly, often within hours of approval.

Who Can Benefit From Pre-Settlement Support?

We’ve helped thousands of people across the country who were unsure how they could afford to pursue a legal case. Pre-settlement funding can be helpful if you’re:

  • Recovering from a serious injury: You may be unable to return to work or manage household expenses.
  • Caring for family: Child care, elder care, and other responsibilities can make it hard to make ends meet.
  • Delaying or skipping treatment: Financial stress can lead people to postpone medical appointments.
  • Facing eviction or utility shutoffs: Urgent expenses can’t wait until your case is resolved.

We’re here to help relieve some of that pressure so you can move forward with confidence.

What You Can Do Right Now

If you’re ready to explore your legal options but feel blocked by financial concerns, here are some practical steps to get started:

  • Speak with a personal injury attorney: Most offer free consultations and don’t charge unless they win.
  • Ask about case expenses: Understand what costs may arise and whether your attorney can help cover them.
  • Consider pre-settlement funding: If you need financial relief during the legal process, we can help.
  • Keep good documentation: Save medical records, accident reports, and any related information.
  • Dont delay: The sooner you act, the more legal and financial options you’ll have available.

We work closely with your attorney to keep everything coordinated and easy for you. Our process is designed to move quickly, so you’re not left waiting while bills pile up.

You Don’t Need Money to Seek Justice

You shouldn’t have to give up your right to take legal action just because you can’t afford it. With contingency-based legal help and financial support through Pegasus Legal Capital, you can move forward—even if your resources are limited.

We’re here to make the process easier, not harder. If you’re thinking about filing a lawsuit but don’t know how to manage the costs, let’s talk. We’re your trusted legal funding partner, and we’re ready to support you.

Apply today and see how pre-settlement funding can help you take that first step—without the financial stress.