Our pre-settlement funding isn’t a loan. That’s not marketing language—it’s a legal distinction that changes everything about your financial risk while waiting for your premises liability settlement. Most people hear “lawsuit funding” and assume they’re borrowing money they’ll have to repay regardless of whether they win their case or not.
New Jersey personal injury pre-settlement funding works differently from traditional loans. Pegasus Legal Capital provides risk–free non–recourse cash advances that you only repay if your case results in recovery.
Our New Jersey premises liability pre-settlement funding means that if you lose your case, you keep the money and owe us nothing. Understanding this distinction helps you make better financial decisions during litigation instead of accepting whatever the property owner’s insurance company offers out of fear.
What Non-Recourse Funding Actually Means Legally
Non-recourse means the funding company’s only recourse for repayment comes from your settlement or verdict. We can’t pursue your personal assets. We can’t garnish your wages. We can’t sue you for repayment. We can’t report non-payment to credit agencies.
Our New Jersey pre-settlement funding evaluates your case’s merit, not your credit score. We advance money based on expected settlement value, not your employment status. Your obligation to repay depends entirely on your case succeeding, not on your personal financial situation.
Non-recourse funders want strong cases likely to result in settlements. We’re betting on your case, not your paycheck. That’s why we work with your attorney to evaluate liability, damages, and insurance coverage. We’re investing in your case’s outcome, which aligns our interests with yours—both of us want maximum settlement value.
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Pre-Settlement Funding vs. Traditional Loans
Credit requirements tell the story clearly:
- Traditional loans require credit checks, good credit scores, and credit history verification
- Pre-settlement funding requires no credit checks and approves applicants with bad credit or bankruptcy
- Traditional loans require employment verification and income documentation
- Pre-settlement funding works for unemployed plaintiffs who lost jobs due to injuries
- Traditional loans require collateral for larger amounts
- Pre-settlement funding bases amounts entirely on case value, not personal assets
Repayment obligations create the biggest practical difference. Traditional loan payments start immediately and continue monthly regardless of your case status. Miss payments and you face late fees, damaged credit, collection actions, and potential lawsuits.
Pre-settlement funding requires no monthly payments. Nothing is due until your case settles. If your case takes two years, you make zero payments for two years. If your premises liability claim doesn’t result in recovery, you never make any payment.
About Pegasus Legal Capital
Pegasus Legal Capital has provided over $500 million in non-recourse pre-settlement funding to more than 15,000 clients during our 15+ years in the legal funding industry. Our advances are truly non-recourse—you owe us nothing if your case doesn’t result in recovery.
As members of the American Legal Finance Association (ALFA), we follow the highest ethical standards in the legal funding industry. We’re direct lenders, not brokers, which eliminates middleman fees and gets you more money faster.
Our bilingual staff speaks English and Spanish, and we’re available 24/7 to explain how non-recourse funding works and answer questions about your specific situation. We understand that many people initially confuse pre-settlement funding with loans, so we take time to explain the differences clearly.
How Do I Apply?
The application process is straightforward. You apply online in minutes or call our 24/7 line. We contact your attorney to discuss your premises liability case details. We evaluate the dangerous condition that caused your injury, the property owner’s liability, your documented damages, and available insurance coverage.
If your case qualifies, we approve funding from $500 to substantial amounts based on the expected settlement value. Money arrives in your bank account within 24-48 hours. You use it for rent, medical bills, car payments, utilities—whatever you need.
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What Happens if You Lose Your Premises Liability Case
With non-recourse pre-settlement funding, losing your case ends your obligation to us. You keep every dollar we advanced. We can’t pursue your personal assets, garnish your wages, or take legal action against you.
The funding agreement clearly states repayment comes only from settlement or verdict proceeds. No recovery means no repayment. This isn’t a technicality or loophole—it’s the core structure of non-recourse funding.
This protection covers multiple loss scenarios. If the jury finds the property owner not liable for your injuries, you owe nothing. If your case gets dismissed on summary judgment before trial, you owe nothing.
Your pre-settlement funding consultation is free — contact us today!
Get New Jersey Premises Liability Pre-Settlement Funding Now
Property insurance companies want you to be confused about your options. They want you to think you can’t afford to wait for fair settlements. They want you to believe that financial help means taking on debt you might not be able to repay.
Understanding that pre–settlement funding is non-recourse—not a loan—changes everything about your ability to pursue fair compensation without financial fear. If you need pre-settlement funding for premises liability in New Jersey, apply online today or call our 24/7 bilingual team for a free case evaluation. Bills don’t wait, and neither should you.
Your pre-settlement funding consultation is free — contact us today!